Health Benefits

Horizon Blue Cross Blue Shield of New Jersey           Horizon Direct Access Customer Service      1-800-355-2583

www.horizonblue.com/shbp

NJ DIRECT — 1-800-414-SHBP (7427) Horizon Blue Cross Blue Shield of New Jersey PO Box 820 Newark, NJ 07101-0820

Carewise      Toll-free nurse line and health care information service that enables you to talk with a registered nurse at any time, 24 hours a day, seven days a week.        1-866-901-7477

Over-Age Dependent Document

Medical Plans      NJ DIRECT10      NJ DIRECT15      Aetna HMO or      CIGNA Healthcare HMO Plan Handbooks and Health Plan Comparison Summary Charts

Questions or explanations regarding health benefits, the following people can be called or emailed for assistance:                       Denise Gigantion        dgigantino@bgiains.com                       Therese Riccobono    triccobono@bgiains.com                        732 602-3751

www.deltadental.com

Delta Dental      Delta Dental of New Jersey      PO Box 222      Parsippany, NJ  07054

Claim Inquiries: 1-800-452-9310